The Smart Alternative for High Net Worth InvestorsCreating portfolios
as unique as you.
Frontwater Capital provides institutional-grade, active portfolio management, options-based risk mitigation, personalized financial planning, and transparent advisory relationships tailored to affluent investors.
Accounts We Manage
Personal & Corporate
Taxable Accounts
RRSP/RRIF/IPP
Retirement & Pension
TFSA
Tax-Free Savings
FHSA
First-Home Savings
RDSP
Disability Savings
LIRA
Locked-In Plans
RESP
Education Savings
Trusts & Endowments
Estate & Charitable
At Frontwater Capital,
you matter.
You will always have direct access to the people making decisions about your wealth — and that access changes everything.
We Serve You with Knowledge, Time, and Care
We don’t simply invest our knowledge and experience — we invest our time and attention on you. Once we know precisely what your goals are, we work directly with you as partners to offer our extensive investment and planning services.
Personalized Guidance
When you have direct access to decision-makers, you receive personalized advice and guidance tailored to your specific financial situation, goals, and risk tolerance. This leads to more effective financial planning and wealth management.
Accountability
When you communicate directly with those handling your money, there is a higher level of accountability. Decision-makers are more likely to be responsive and responsible when they know you have the means to hold them accountable.
Customization and Flexibility
Working directly with decision-makers enables a higher degree of customization and flexibility in your financial plans. You collaborate on tailoring strategies that align with your unique circumstances and aspirations.
Avoiding Conflicts of Interest
Having direct access means we are not promoting third party investment products. Our advice is independent and free of the “conflict of interests” that you often see with large financial institutions.
Peace of Mind
Direct access provides you with peace of mind, knowing that you have a direct line of communication with the individuals responsible for managing your financial affairs. This alleviates concerns and reduces stress related to financial matters.
We always put your best interests first.
Legally and Ethically Bound
As fiduciary advisors, we are legally bound to act in your best interests, ensuring that you receive honest, reliable guidance.
Client-Centric Approach
We recognize that each client has unique financial goals and circumstances, which is why we craft tailored strategies that cater to your specific needs.
Open Communication
We maintain open lines of communication, ensuring that you stay informed and confident throughout the entire financial planning process.
Risk Management
While seeking growth and returns, we remain vigilant in managing potential risks to protect your financial well-being.
OSC Registered · NRD #29200
Portfolio Manager · Exempt Market Dealer · Investment Fund Manager · Commodity Trading Manager
A multi-disciplinary team.
Frontwater’s team blends investment management, financial planning, risk oversight, and quantitative depth — the mix you’d expect at a large institution, organized at boutique scale.
Frontwater Capital was founded by Jeff Kaminker — a CFA, CFP, and FRM who previously managed a $500 million option overlay portfolio for George Weston Ltd before launching the firm in April 2009.
Meet Jeff KaminkerDan Richmond, CFA, CFP, CIM, is Chief Investment Officer and has been with Frontwater since February 2020.
Meet Dan RichmondExcellence in every financial move.
Portfolio Management
Frontwater Capital is registered with the Ontario Securities Commission. We base investment decisions on sound financial analysis, reliable fundamental data, and quantitative stock selection techniques.
Financial Planning
Our team of knowledgeable Certified Financial Planners take a holistic view of each client’s financial situation, including their investment objectives, risk tolerance, and tax considerations to develop a financial plan.
Trusted Advisor
At Frontwater Capital, our core values revolve around putting our clients first, promoting fairness and transparency, and achieving returns without taking excessive risk.
Start with a conversation.
Book a 60-minute introductory call. No commitment, no pressure — just a chance to understand whether Frontwater is the right fit for your circumstances.